Financial Literacy Unit Two: Credit is now available for certified teachers on the LMS

Gaining and maintaining good credit can open many doors and aid in reaching goals, while bad credit can cause trouble. In this course Jennifer Wray, a National Board Certified Family and Consumer Sciences teacher from Valley View High School, examines the world of credit. Ms. Wray shares some general information about credit, such as what credit is, costs associated with credit, and the function of credit scores. She also describes several specific types of credit in more detail. When speaking about different types of loans and credit cards she includes information about avoiding harassment and theft, as well as best practices and strategies for building and maintaining good credit.This course is the second in a series of five financial literacy courses. The series is a prerequisite to the 2017 Arkansas CTE face-to-face summer training, but is a great resource for anyone looking to become more knowledgeable about finances. Anyone seeking to become more financially literate or desiring a financial literacy certification is encouraged to participate in this series. This course was recorded on March 22, 2017 at AETN studios in Conway, Arkansas.